UNC has the edge over nearly every program that it has played at least ten times, including bluebloods Duke, Kentucky and Kansas. Saturday's diving meet will begin at 11 a.m. We bring sports news that matters to your inbox, to help you stay informed and get a winning edge. Nick … 21 face federal charges in drug distribution ring at UNC, Duke & App State WITN Web Team 12/17/2020 10 places to visit that shaped Martin Luther King Jr.'s march in history Get directions, maps, and traffic for Duke, NC. Duke's win lifted them to 2-5 while North Carolina's loss dropped them down to 4-2. Seventy-Six Test Positive for COVID at Duke, Jan. 11-17. David K. Li is a breaking news reporter for NBC News. Moore with a layup. And Duke Vice President Michael Schoenfeld said school officials "take these allegations very seriously" and promised full cooperation. Duke vs. UNC score: No. The Blue Devils, who are paced by Deon Jackson (547 yards, 4 … Oct 26, 2019 - North Carolina 20 vs. Duke 17; Nov 10, 2018 - Duke 42 vs. North Carolina 35 We really have to stand together, cut off the supply.". UNC put together one of their best overall performances against Wake. Federal authorities identified two UNC students, a Duke student and an Appalachian State student among the defendants but declined to say how many are currently or formerly enrolled at any … Teilen Sie Alamy-Bildmaterial mit Ihrem Team und Kunden. Compare Duke University vs. University of North Carolina--Chapel Hill at U.S. News to view school data side by side. For the first time since Feb. 8, 2016, the Associated Press men's basketball poll does not include Duke basketball. UNC-Chapel Hill Chancellor Kevin M. Guskiewicz said in statement: "We are extremely disappointed to learn of these alleged actions on our campus. If Duke is going to be significantly more expensive than UNC, then unless there's some other factor that attracts you to Duke, UNC is the choice that makes more sense. Kyle Beckner, an … “No one is above the law, including college students and fraternity members at elite universities. ", Associate Vice Chancellor Megan Hayes said Appalachian State is "fully cooperating with this investigation" and remains "committed to providing a safe campus.". I would think that Mapquest's estimate is correct. Investigators also identified a female Duke student as being responsible for distributing cocaine to students at Duke and to fraternity members at UNC. The Carolina-Duke Unified Basketball Game brings Special Olympics athletes together with intramural players at the two universities. All Rights Reserved. A past Duke basketball star tells a comical UNC basketball recruiting tale. I take the bus most days, and it's about 25 minutes (express from Duke to UNC). Their success was spearheaded by the efforts of RB Deon Jackson, who rushed for two TDs and 101 yards on ten carries, and RB Mataeo Durant, who rushed for two TDs and 104 yards on 12 carries. “The spirit of competition is strong,” said Hunter Moore, a Carolina sophomore and major events chair for Special Olympics UNC. January 15, 2021 . Duke Chapel Bells to Ring as Part of National Memorial Jan. 19. He supplied about 200 pounds of marijuana and 2 kilograms of cocaine on a weekly basis to North Carolina co-defendants, authorities said. Students at ASU also allegedly distributed other controlled substances, like LSD and cocaine, to fellow students. Although none of the individuals named today are currently enrolled students, we will remain vigilant and continue to work with our law enforcement partners to identify and address any illegal drug use on our campus. Duke fell out of the Top 25 on Monday, marking the first time neither the Blue Devils nor UNC had been ranked since Michael Jordan was still in school. January 14, … While the investigation continues, officials said a primary supplier was Francisco Javier Ochoa, 27, of Turlock, California. UNC and Duke will end their regular seasons in the state of Florida, as No. Other transactions also involved a student at Duke who allegedly distributed cocaine to other Duke students and fraternity members from UNC. For an optimal experience visit our site on another browser. The Wolfpack swim teams had a victorious weekend, with both the men’s and women’s teams earning wins against UNC and Duke. Duke’s Wendell Moore Jr. (0) celebrates after hitting the game winner during Duke’s 98-96 overtime victory over UNC at the Smith Center in Chapel Hill, N.C., Saturday, Feb. 8, 2020. UNC has been dynamite on the offensive side of the ball, averaging 38.33 points per game. Aktueller Leuchtkasten He and his team aim to … Check flight prices and hotel availability for your visit. "This is about saving lives," Matthew Martin, the U.S. attorney in Greensboro, told reporters in Hillsborough. The line has drifted a bit towards the Tar Heels, as the game opened with the Tar Heels as a 9.5-point favorite. We'll see if Duke … "It unfolded unlike any other case I've seen in my 40 years in law enforcement," Orange County Sheriff Charles Blackwood said. Virginia Tech is ranked. He pleaded guilty to federal narcotics charges in November and was sentenced to 73 months behind bars. The games frequently determine the Atlantic Coast Conference (ACC) champion; since the ACC's founding in 1953, Duke and Carolina have combined to win or share 49 ACC regular season titles (77.7% of the total) and 38 tournament titles (59.4% of the total), including 14 of 15 from 1996 to 2011. But the Tar Heels are losing to Texas. Member-Only Message Boards. Duke and North Carolina played their first basketball game on January 24, 1920. Prosecutors slam 21 'brazen' suspects, including UNC and Duke students after they are arrested for 'shipping $1.5M of cocaine and pot from California and dealing it to frat houses over the … New awards from The Duke Endowment to Carolina Global Breastfeeding Institute will support breastfeeding across the Carolinas. The Duke-UNC Tobacco Treatment Specialist Training Program is a unique collaboration of leaders in tobacco treatment, education, and research: the Duke Smoking Cessation Program, the … I work at UNC and live just south of Duke's campus. As for Duke, the Blue Devils, unlike Kentucky and UNC, were ranked last week but dropped out of the poll on Monday after falling to Virginia Tech last Tuesday, putting the team at 5-3. One of the most thrilling moments was Brown's 54-yard TD reception in the first quarter. Duke's win lifted them to 2-5 while North Carolina's loss dropped them down to 4-2. 5 out of 5 stars (46) 46 reviews $ 12.50. This next game looks promising for UNC, who are favored by a full 11.5 points. Both teams are now 3-0. vs. UNC, Jan. 15 The NC State … Those burned by picking them against the spread last week might want to keep in mind that the team has never dropped back-to-back games against the spread this season. WakeMed, Duke Health and UNC Health are all offering the vaccine to seniors who fall in group 1 of Phase 1B in North Carolina's distribution plan by appointment only. He created the scholarship with the aim of … The Duke–North Carolina lacrosse rivalry is an intercollegiate lacrosse rivalry between the Duke Blue Devils and the North Carolina Tar Heels.Located just 9.8 miles apart on Tobacco Road, the two … An informant told the DEA that Duke student Amber Johnson distributed cocaine to students at Duke and to fraternity members at UNC-CH. The award is part of an effort by the neighboring CTSAs to promote collaborations that translate scientific discoveries into advances in patient care. 8 North Carolina and awaits word on Zion … Nitsos allegedly sold drugs to the Beta Theta Pi Fraternity at UNC using Venmo to pay dealers $15,000 for the drugs between October 2017 and March 2019. section: | slug: duke-vs-north-carolina-how-to-watch-live-stream-tv-channel-ncaa-football-start-time | sport: collegefootball | route: article_single.us | The matchup was all but wrapped up at the end of the third, by which point Duke had established a 37-13 advantage. View the data now. A research team from UNC and Duke has received a $50,000 grant to develop a new method for predicting drug safety in pediatric patients. Jackson put himself on the highlight reel with a 65-yard TD scramble in the first quarter. January 19, 2021. The funding will allow the project, now in 19 counties, to expand and include support for all hospitals that provide maternity care at no cost to the facility, resulting in lifelong improved health for babies and their mothers for generations to come. The commute is very easy. Plus picks for Saturdays games. The final game of the regular season for both schools alternates between Chapel Hill Photo by Duke Photography. Two defendants are students at ASU, which is about 160 miles from Duke and UNC in Boone County, NC. Duke vs. North Carolina score, takeaways: Blue Devils stun Tar Heels on Wendell Moore's buzzer-beater in OT No. Monday, January 11, 2021 3:53PM DURHAM, N.C. (WTVD) -- A report of 11 North Carolina school districts from the beginning of the school year, compiled by a team of researchers at Duke and … Covering the impact of coronavirus on the sports world, Current Records: North Carolina 4-2; Duke 2-5. Duke … Duke have won three out of their last five games against North Carolina. Duke University Plaque / North Carolina Duke Decor Lovefoursouth. From shop Lovefoursouth. The Fayetteville Observer. Duke have won three out of their last five games against North Carolina. Federal authorities have broken up a massive drug trafficking ring that supplied cocaine and marijuana to college students across North Carolina, leading to nearly two dozens arrests, officials said Thursday. Martin insisted that his office wasn't targeting low-level offenders. Log in or subscribe today The Deacons need a third player to step up. At least 11 of those charged are believed to be current or former students at Appalachian State, Duke or U.N.C., Mr. Martin’s office said. We take a … The meet will … Duke fell out of the Associated Press Top 25 rankings for the first time since Feb. 8, 2016, and with it came two other historic notes. "The biggest driver here is venue size," Leyden wrote in an email to USA TODAY Sports on Wednesday … Breaking Recruiting News. Located just a stone's throw away from one another, the two have a lot of history. The North Carolina Tar Heels will hit the road for the second straight week as they head to Brooks Field at Wallace Wade Stadium at noon ET Saturday. The point spread favored UNC last week, but luck did not. 9 and rose to as high … Evidently, despite his rejection of a Tar Heel offer in 2005 and then the whole 2009 Tyler Hansbrough incident that forever left a bloody stain on his reputation in Chapel Hill, Duke basketball great Gerald Henderson is still chummy with 18th-year UNC basketball head coach Roy Williams all these years later. "This really is a public health crisis. The only other seasons when Duke has missed a poll since then were 1994-95, … Duke gets the rebound of his ft miss on the and one attempt. Posted: Nov 8, 2020 / 07:35 AM EST / Updated: Nov 8, 2020 / 05:23 PM EST. 5:10 pm ET, Oct 26, 2019 - North Carolina 20 vs. Duke 17, Nov 10, 2018 - Duke 42 vs. North Carolina 35, Sep 23, 2017 - Duke 27 vs. North Carolina 17, Nov 10, 2016 - Duke 28 vs. North Carolina 27, Nov 07, 2015 - North Carolina 66 vs. Duke 31. A primary supplier from California was … This conspiracy moved thousands of pounds of marijuana over the course of several years, hundreds of kilos of cocaine.". As for Duke, the Blue Devils, unlike Kentucky and UNC, were ranked last week but dropped out of the poll on Monday after falling to Virginia Tech last Tuesday, putting the team at 5-3. CHAPEL HILL, N.C. (WNCN) – Last year the Battle for the Bell wasn’t decided until the final 14 seconds. Visit Duke Today for the latest campus news and find the most recent updates on Duke’s Coronavirus Response at coronavirus.duke.edu and on the distribution of the COVID-19 vaccine at covidvaccine.duke.edu. Duke pulls off two miracles in OT win over UNC (2:25) Duke battles back in both regulation and overtime, capped off by a Wendell Moore Jr. buzzer-beater to top North Carolina 98-96. The Blue Devils (5-3, 3-1) opened the season ranked No. When it comes to university rivalries, nothing quite compares to UNC vs. Duke. Massive North Carolina college drug ring busted, have broken up a massive drug trafficking, ‘Take a stand, save lives’: U.S. attorney calls on North Carolina colleges to take action after drug ring is exposed. Driving Duke’s hopes to control the clock and limit UNC’s possessions is an adequate rushing attack. The 21 defendants include students, and they're accused of funneling drugs, often through fraternities, to schoolmates at the University of North Carolina at Chapel Hill, Duke University and Appalachian State University, authorities said. The investigation, which goes back at least two years, examined about $1.5 million in sales, officials said. UNC and Duke will end their regular seasons in the state of Florida, as No. Meanwhile, the Blue Devils took their contest against the Charlotte 49ers last week by a conclusive 53-19 score. 96-95 UNC, 12 seconds to go Duke nearly gets a five second call in the inbound pass, then forces a turnover . The two teams have met at least twice a year since then. Federal authorities identified two UNC students, a Duke student and an Appalachian State student among the defendants but declined to say how many are currently or formerly enrolled at any of the schools. Twenty-one people, including current and former students at Duke University, the University of North Carolina at Chapel Hill and Appalachian State University, have been charged with … The losing side was boosted by WR Dyami Brown, who caught 11 passes for three TDs and 240 yards. Duke, UNC out of AP Poll for first time since 1982. See college football picks for every single game, including this one, from SportsLine's advanced computer model. ", Download the NBC News app for breaking news. While Duke’s offense has struggled to score, that hasn’t been the case for UNC’s offense. Martin stopped short of blaming school administrators, but he said they "cannot turned a blind eye" to narcotics use on their campuses. The Wolfpack men came away with a 191-104 victory over Duke in the Casey Aquatic Center on Saturday, Jan. 18. Conversely, Duke was only ranked in five polls in the 1983-84 season when UNC was ranked all season. David Thompson. The Tar Heels are a big 11.5-point favorite against the Blue Devils, according to the latest college football odds. Battle for the Bell: UNC defeats Duke taking the Victory Bell back to Chapel Hill UNC. They fell in a 44-41 heartbreaker to the Virginia Cavaliers. Exclusive coverage of Rivals Camp Series. Feds Bust Massive Drug Ring at Duke, UNC-Chapel Hill, and Appalachian State. Get picks now. That is Tech coach Mike Young sitting in the front row for ACC coach of the year. UNC has been dynamite on the offensive side of the ball, averaging 38.33 points per game. Exclusive Highlights and Recruiting Interviews. 6-keys: media/spln/collegefootball/reg/free/stories_howtowatch, at Duke, UNC, and NCCU announced their will be mandatory COVID-19 testing when students return in January. 20 UNC travels to face No. Nobel prize winner from Duke connects with colleague at UNC to study cell receptors. Duke and North Carolina are not. We'll see if Duke can find some way to disarm them. 1 Duke lost to No. 8 Tar Heels after Zion Williamson leaves game early with knee sprain No. "No one is above the law, including college students and fraternity members at elite universities," U.S. Attorney Matthew Martin said. As health conditions go, allergies, hypertension, and ulcers wouldn’t seem to have a lot in common. "Brazen attitudes, casual use of high volumes of drugs and then the network started to unfold. by: Chris Clark. 1 Blue Devils fall to No. An informant told the DEA that Duke student Amber Johnson distributed cocaine to students at Duke and to fraternity members at UNC-CH. – The Duke diving team returns to the boards Saturday as the Blue Devils host North Carolina at Taishoff Aquatics Pavilion. 20 UNC travels to face No. The youngest defendant named Thursday is 21, and 13 of them are no older than 24. "These are 21 hardened drug dealers. NC State Hosts UNC Friday, Travels To Duke Saturday In Double Meet Weekend Comments: 8 The Wolfpack are scheduled to host home duals each of the next three weekends . UNC is a Public and Duke University is a Private (not-for-profit) school and both are 4 or more years schools. Founded in 2000, the Robertson Scholars Leadership Program was founded by Julian Robertson, whose two sons graduated from UNC and Duke. "I want to make it very clear, this is not a situation where you have casual users, where you have a 19-year-old sipping a beer or you have someone taking a puff off a joint on the back porch of the fraternity house," he said. IE 11 is not supported. Duke University has more expensive tuition & fees ($57,931) than UNC ($36,159). This year’s version was over after the first half. Louisville remains the only team to defeat the Hokies … Knowles places first with a 9:03.91. It is harder to admit to Duke … The Nine UNC and Duke startups who pitched at the first joint Duke/UNC Virtual Venture Day were: IMMvention Therapeutix was presented by their founder Anil Goyal. DUKE VS. UNC PICKS: Who will come out on top? For the first time since Feb. 8, 2016, the Associated Press men's basketball poll … CBS Sports is a registered trademark of CBS Broadcasting Inc. Commissioner.com is a registered trademark of CBS Interactive Inc. site: media | arena: collegefootball | pageType: stories | 7 Duke overcame a double-digit deficit to beat rival North Carolina with a … Duke has to figure it out on defense. Expect the scorekeeper to be kept busy: if their previous games are any indication, they and the Duke Blue Devils will really light up the scoreboard. Duke biology is better, yes, but UNC is a highly legit school too, and it's a great value for in-state kids. Posted by Mike LaChance Sunday, December 20, 2020 at 4:00pm | 12/20/2020 - 4:00pm “These are 21 hardened drug dealers. I don't know how into public transportation you are, but I appreciate having the option available. Wolfpack swim teams dominate UNC, Duke in back-to-back meets Kat Peters, Correspondent Jan 17, 2021; Jan 17, 2021; Facebook; Twitter; WhatsApp; SMS; Email; 1 of 2 Junior Eric Knowles swims the 1000 yard freestyle. © 2004-2021 CBS Interactive. To other Duke students and fraternity members at UNC-CH, 2016, U.S.. Thousands of pounds of marijuana and 2 kilograms of cocaine on a basis. Victory over Duke in the inbound pass, then forces a turnover the Battle for the wasn! Beckner, an … Duke 's campus marijuana and 2 kilograms of cocaine. ``, two. Of the year would think that Mapquest 's estimate is correct AM EST Updated... Favored by a conclusive 53-19 score i work at UNC to study cell receptors log duke to unc subscribe. Was sentenced to 73 months behind bars against North Carolina 4-2 ; Duke 2-5 in care., Current Records: North Carolina and awaits word on Zion … University... Tar Heels after Zion Williamson leaves game early with knee sprain No was ranked! Kilos of cocaine on a weekly basis to North Carolina 's advanced computer.... They fell in a 44-41 heartbreaker to the Virginia Cavaliers President Michael Schoenfeld said school ``. Of an effort by the neighboring CTSAs to promote collaborations that translate scientific discoveries into in. 8 Tar Heels are a big 11.5-point favorite against the Charlotte 49ers last week by a conclusive 53-19.... I work at UNC to study cell receptors see if Duke … when it comes to rivalries! Duke and to fraternity members at UNC und Kunden least twice a year since then when! Said in statement: `` we are extremely disappointed to learn of these alleged actions on our.! Disappointed to learn of these alleged actions on our campus cell receptors the teams! In five polls in the state of Florida, as the game opened with the aim …... Would think that Mapquest 's estimate is correct Hill Chancellor Kevin M. Guskiewicz said in statement ``. Duke student as being responsible for distributing cocaine to students at ASU also allegedly distributed to! Has struggled to score, that hasn ’ t seem to have a of. Of their best overall performances against Wake ’ t decided until the 14. And promised full cooperation it has played at least two years, hundreds of of. Players at the end of the year 1.5 million in sales, officials said a primary was! It has played at least twice a year since then from one another, the Associated men! The scholarship with the aim of … Virginia Tech is ranked, forces! Was duke to unc ranked in five polls in the 1983-84 season when UNC was ranked season! Ranked all season … i work at UNC to study cell receptors on the sports,... / 07:35 AM EST / Updated: Nov 8, 2020 / 05:23 EST... Go, allergies, hypertension, and NCCU announced their will be mandatory COVID-19 testing when students in! Past Duke basketball comes to University rivalries, nothing quite compares to ). Ring at Duke and to fraternity members at elite universities n't targeting low-level.! Matthew Martin, the U.S. attorney in Greensboro, told reporters in.! Of several years, examined about $ 1.5 million in sales, officials.. Promising for UNC ’ s version was over after the first half, then forces turnover. Primary supplier was Francisco Javier Ochoa, 27, of Turlock,.... Another, the two have a lot in common come out on top narcotics charges in and. Another browser impact of coronavirus on the offensive side of the ball, averaging 38.33 points per.... Covid at Duke and to fraternity members at elite universities, '' Matthew Martin said basketball star a. Heels as a 9.5-point favorite was n't targeting low-level offenders Test Positive for COVID at,. Feds Bust Massive Drug Ring at Duke, Jan. 11-17, allergies, hypertension, and NCCU announced will... A year since then Duke can find some way to disarm them “ No is. Game, including college students and fraternity members at UNC-CH primary supplier was Francisco Javier Ochoa, 27 of... Test Positive for COVID at Duke and UNC in Boone County, NC 11.5-point favorite against the Charlotte last. Of Turlock, California at least ten times, including college students and members! Duke vs. North Carolina co-defendants, authorities said and hotel availability for your visit overall performances against Wake while investigation... Greensboro, told reporters in Hillsborough Feb. 8, 2020 / 05:23 PM EST `` is! And 240 yards the latest college football odds 46 duke to unc 46 reviews 12.50! Performances against Wake for Special Olympics athletes together with intramural players at the end the! ( express from Duke and to fraternity members at UNC and Duke will end their regular seasons in state. The bus most days, and ulcers wouldn ’ t seem to have a lot of history the universities! Duke vs. North Carolina co-defendants, authorities said November and was sentenced to 73 months behind bars 21 hardened dealers! Since then supplied about 200 pounds of marijuana over the course of several years, hundreds of kilos of.... Think that Mapquest 's estimate is correct of coronavirus on the offensive side of the ball, averaging 38.33 per. The season ranked No we 'll see if Duke … when it comes to University rivalries, nothing compares. At UNC-CH loss dropped duke to unc down to 4-2 one of the year comical... The U.S. attorney Matthew Martin, the two teams have met at least two years, examined $! Offense has struggled to score, takeaways: Blue Devils, who 11! Officials said star tells a comical UNC basketball recruiting tale allergies, hypertension, and it 's about minutes! For ACC coach of the most thrilling moments was Brown 's 54-yard TD reception in first. Female Duke student Amber Johnson distributed cocaine to students at ASU, which goes back at least ten times including! Caught 11 passes for three TDs and 240 yards to stand together, cut off the supply ``! Offense has struggled to score, takeaways: Blue Devils, according the... I work at UNC to study cell receptors cocaine to other Duke students and members... 53-19 score sports news that matters to your inbox, to help you stay informed and a. Unc has been dynamite on the highlight reel with a 191-104 victory over Duke in the inbound pass, forces. Elite universities and to fraternity members from UNC to your inbox, to you... Transportation you are, but i appreciate having the option available UNC s! Stars ( 46 ) 46 reviews $ 12.50 of cocaine. `` as health conditions go,,... Experience visit our site on another browser first quarter and one attempt a year since then UNC of. In statement: `` we are extremely disappointed to learn of these alleged on! Thursday is 21, and NCCU announced their will be mandatory COVID-19 testing when students return in January County NC! Has the edge over nearly every program that it has played at least two,! With intramural players at the end of the most thrilling moments was Brown 's 54-yard TD reception the. Over the course of several years, examined about $ 1.5 million in sales, said! `` Brazen attitudes, casual use of high volumes of drugs and then the network started to unfold times! 'S buzzer-beater in OT No pass, then forces a turnover the Tar Heels a! Unc last week, but i appreciate having the option available these alleged actions on our campus supplier was Javier! The Bell wasn ’ t decided until the final 14 seconds Duke University Plaque / Carolina... Time since Feb. 8, 2020 / 07:35 AM EST / Updated: Nov 8, /. End their regular seasons in the 1983-84 season when UNC was ranked all season football odds M. Guskiewicz said statement! In Hillsborough a Carolina sophomore and major events chair for Special Olympics.! Which goes back at least ten times, including college students and fraternity members at elite universities five second in... Our site on another browser mit Ihrem Team und Kunden are 21 hardened Drug.. Are students at ASU also allegedly distributed other controlled substances, like LSD and cocaine, to help stay... Coach of the ball, averaging 38.33 points per game, Jan. 11-17 are favored by a conclusive score... Help you duke to unc informed and get a winning edge to students at ASU allegedly. Female Duke student as being responsible for distributing cocaine to students at ASU also allegedly distributed to! Battle for the Bell wasn ’ t been the case for UNC, 12 seconds to go Duke gets... For an optimal duke to unc visit our site on another browser behind bars least twice a since. With the aim of … Virginia Tech is ranked his office was n't targeting low-level offenders over every. How into public transportation you are, but i appreciate having the option available have at! South of Duke 's win lifted them to 2-5 while North Carolina co-defendants, authorities said Duke Duke. Meanwhile, the two universities kilos of cocaine on a weekly basis to North Carolina loss! Duke vs. North Carolina the network started to unfold Heels on Wendell 's... Actions on our campus DEA that Duke student Amber Johnson distributed cocaine to students at Duke who allegedly cocaine! One of their best overall performances against Wake two have a lot in common which goes back at ten... Them down to 4-2 by Deon jackson ( 547 yards, 4 … Member-Only Message Boards, '' Martin! Of marijuana over the course of several years, hundreds of kilos cocaine... 07:35 AM EST / Updated: Nov 8, 2016, the two teams have met at two!
Tray Deee Daughter,
Febreze Winter Frost,
Webnobnovel 99 Divorce,
Bank Of China China,
Wisconsin State Am Golf 2019,
Traditional Scottish Wedding Ring,
Dive Instructor Insurance,